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These are some truly evil people. Apparently they can only target prepaid cards with this thing, which unsurprisingly will disproportionately affect people with lower incomes (the "unbanked"). According to the manufacturer's FAQ : Intel and ERAD-Recovery will only retrieve balances from open loop prepaid debit cards. Debit cards attached to a valid checking account or valid credit cards cannot be processed using the ERAD-Intel or ERAD-Recovery system. Law enforcement already depends heavily upon lower income neighborhoods to justify their existence, and upon criminal convictions of poor people that can't defend themselves to keep up demand for prison and jail guards. Now they want to take the money of those they can't arrest, knowing that their targets cannot afford to hire lawyers to get it back.